Lay-Buy Terms and Conditions
HOW IT WORKS
Everybody needs a little help every now and again, and we wanted to make shopping ethical and choosing well more affordable.
Lay-Buy makes it easy for you to buy the products you love by paying for them via a down-payment and up to three subsequent monthly instalments.
AFFORDABLE: the calculator allows you to select the down payment you can afford to Lay-Buy today and the amount of months you need to pay off the order.
CONVENIENCE: payments are automatically setup between you and us.
FLEXIBLE: You can also call Lay-Buy to settle an order earlier at any given time.
CHOICE: You get to select the down-payment % you wish to pay immediately (with a minimum of 25%), and how many months you want the Lay-Buy to run for (up to 3 months).
5 SIMPLE STEPS
Select the Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN
The payment calculator makes it easy for you to set up your own payment plan.
3. PAY DOWN-PAYMENT ONLY
Pay only the down-payment portion amount.
4. SCHEDULED PAYMENTS
Subsequent payments are then processed on the scheduled date YOU set.
5. RECEIVE MERCHANDISE
Then receive the item or service shortly after your last payment.
There are no interest charges, no membership fees ever, and no debt.